46% of Cyber Breaches Impact Small Businesses.
Cybercrime Coverage
Cyber Advantage Plan is designed to cover the costs of cybercrime that sinks 64% of small businesses.
Are you covered? You can be for only $25 a month.
Not worried about cybercrime? You should.
of small businesses have experienced at least one security breach, data breach, or both
Source: ITRC Business Aftermath 2021 Report
the average annual cost of cyber attacks for a U.S. small business
Source: Hiscox Cyber Readiness Report 2021
of small businesses that suffer a cyber attack go out of business within 6 months
Source: Fundera
Complete Coverage and Benefits
With Cyber Advantage Plan, you never have to worry about PCI Compliance, credit card fraud, HIPAA breaches, or hacks. Our comprehensive shield offers full $100k cybercrime coverage.
HIPAA Breach
HIPAA fees cost your business up to $25,000 for each violation. We also cover HIPAA penalties.
PCI Compliance
We have put together the industries' most fully comprehensive PCI Compliance Program.
Legal Defense Costs
Card brand assessments, regulatory assessments, fines, fees, and penalties.
Ransomware
82% of ransomware attacks in 2021 targeted small companies. With CAP, have peace of mind.
$100,000 Merchant Data Security Program for Only $25 a Month
A small price to pay for complete peace of mind and extensive cybercrime coverage.
Cyber Extortion
Helps you get up and running after you have been attacked.
PII (Personal Identifiable Information)
Cover the costs when patient and customer data are exposed.
Chargeback Fees
We offer our merchants chargeback coverage and even chargeback fees reimbursement up to $250.
- Card brand assessments, fines, fees, penalties
- Regulatory assessments, fines, fees, penalties including HIPAA
- Post-breach chargebacks (including fees)
- Forensics costs (PFI)
- Notification costs including legal consultation
- Credit monitoring
- Protection for Personal Identifiable Information
- Cost to reissue cards to customers
- Legal defense costs to defend regulatory action
- Data restoration
- Crisis Management and Public Relations
- Cyber Extortion & Ransomware costs
- Equipment/Software Updates
- TQSA services as required by Card Brand
Who needs the Cyber Advantage Plan?
- Restaurants
- Retailers
- Doctors, Dentists, and other medical facilities
- Service providers
- Any business using a computer
- Anyone processing credit card payments
Pricing
Cyber Advantage Plan is a merchant-data security program backed by insurance that covers the costs of cybercrime. Unlike big insurance companies that charge huge fees geared toward big businesses, CAP is cybercrime coverage meant for small businesses at a fraction of the cost.
Only $19.93 monthly
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HIPAA Breach
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Ransomware
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Cyber Extortion
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PCI Compliance
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PII (Personal Identifiable Information)
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Legal Defense Costs
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$100,000 Merchant Data Security Program
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Chargeback Fees
Billed monthly
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HIPAA Breach
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Ransomware
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Cyber Extortion
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PCI Compliance
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PII (Personal Identifiable Information)
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Legal Defense Costs
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$100,000 Merchant Data Security Program
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Chargeback Fees
Feel secure with our numbers
Join a community of businesses that are taking cyber security into their own hands
Your small business can save with covered legal costs, PCI compliance, and more
We have overcome many obstacles and attest to our reliability as your partner for all things cyber
FAQ
CAP is a merchant-data security program backed by insurance that covers the costs of cybercrime. Unlike big insurance companies that charge huge fees geared toward big businesses, CAP is meant for small businesses at a fraction of the cost. It is also meant for you to ensure your small business meets PCI Compliance standards.
Cybercrime is a huge problem for small business owners who use the internet and conduct their work digitally. CAP is made for small businesses who want to combat this issue and secure their business before they experience cybercrime. From freelancers who accept client credit card payments to medical practices that handle and store highly sensitive patient data, any small business needs Cyber Advantage Plan.
The Annual Cyber Advantage Plan can be purchased with PayPal or by credit card (processed by Authorize.net). The Monthly Cyber Advantage Plan can be purchased only with credit card. This is because PayPal does not currently support our purchase process for reoccurring payments.
CAP is not a mobile or desktop app. It is a merchant-data security program that you purchase online.
Purchase of CAP can be made either by visiting https://europayusa.com//cap-form/ or by navigating throughout this page and clicking on one of the red Sign Up Now buttons.
After completing and submitting the Cyber Advantage Plan checkout form, it may take up to 24 business hours (Mon-Fri).